Choose 4 interest-free payments paid every two weeks or monthly installments
Select Affirm at checkout, then enter a few simple pieces of info for a real time decision
Pick the payment plan you like best. You’ll never pay more than you agree to up front.
Make payments to affirm.com or in the Affirm app. You’ll get email and text reminders
Checking your eligibility won’t affect your credit score.
When you buy with Affirm, you always know exactly what you’ll owe and when you’ll be done paying. You’ll never pay a hidden fee-or any fee, for that matter.
Transparent
Affirm tells you up front the total amount you’ll pay. That number will never go up.
Flexibility
You choose the payment shcedule that works for you.
Fair
Affirm won’t charge you late fees or penalties of any kind, ever.
Rates from 0–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses.
Yes! There’s no penalty for paying early
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Yes—you can return an item you bought with Affirm by initiating the return process with the store.
No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
